The Economic Impact of the Russia-Ukraine War

We are all shocked and saddened by events in Ukraine. Vladimir Putin’s horrific invasion of Ukraine has and will continue to have disastrous consequences for the people of Ukraine, and we at MHA Caves Wealth stand in solidarity with all those affected. Although we are talking here about the impact on markets, we acknowledge first…

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I’ve funded my pension and ISA, what next?

With the end of the tax year fast approaching, many individuals will have been considering further funding their pensions and ISAs, looking to utilise the allowances available to them by taking advantage of the tax relief on pension contributions and the protection from taxation on profits and income within an ISA. In addition to these,…

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Divorce and Pensions – What you need to know

If you are facing the end of your marriage or civil partnership, it is important not to overlook pension savings. Pensions are often one of the most valuable assets in a divorce, second only to the family home, therefore, any existing pensions should be considered in any financial settlement. Divorce is one of the most…

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Cave’s Quarterly – Q4 2021 Round-Up

Click the link below to read the latest edition of Cave’s Quarterly, where, as you may expect, we discuss the impact of Omicron on the global markets, and look ahead to 2022. Read Cave’s Quarterly Here

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Why Is Protecting Your Income So Important?

Income protection is a valuable insurance that is often overlooked or dismissed by clients. This insurance pays out a monthly benefit based on your earnings (typically up to 60% of your gross income) if you are unable to work through illness or injury for a prolonged period of time. This type of cover is different…

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Investing – Property Vs Stock Markets

When choosing to deploy a large sum of money, it is only right to question where is best to invest it. This year, there seems to be a never-ending list of financial ‘opportunities’, from ‘hot stocks’ to cryptocurrencies, gold to oil, and property to bonds. As the title suggests, this article focuses on two of…

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Thinking about investing for your child’s future?

Investing for your child’s future as early as possible is a great way of saving each year to build a sizeable amount in the long term, perhaps for further education or towards their first property purchase.  The Junior ISA (JISA) is a tax efficient way for parents and grandparents to save on behalf of children…

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Cave’s Quarterly – Q1 2021 Round-Up

It’s that time of the year again! There is a lot to discuss in this year’s first edition of Cave’s Quarterly, from promising vaccine news to the potential recovery of the commercial property market. Please click the link below to read the full feature. Read Cave’s Quarterly – Q1 2021

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Budget 2021 – What it means for your investments and pensions

Businesses and individuals alike watched with bated breath to hear what Chancellor Rishi Sunak would announce to a) assist with the UK’s recovery and b) to reign in the ever-increasing debt as a result of the Government’s response to Covid-19 pandemic. Whilst I will not comment on the appropriateness of the announcements made in the…

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Cryptocurrency – the basics

An image of Bitcoin.

The internet has spawned many ‘things’ since its invention – for better or for worse. While cryptocurrencies have garnered a lot of attention in the past few years, “crypto” as it is often referred, was actually first conceived back in 2009.  You have probably heard of Bitcoin. If someone had invested $1000 in Bitcoin back…

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