Business Protection: The Overlooked Benefit

Paperwork being signed

Whilst there is recognition of the need to cover risks which may affect machinery, technological equipment and the premises, the one element of cover that, from our experience, seems to be commonly overlooked is that of protection for the business owners and their key members of staff. This is an area where we believe we…

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Caves Quarterly — 2022 Q1 Roundup

Welcome to the latest edition of Caves Quarterly, where we take a look back over the last few months and look ahead to the future. To read, please click the link below:   Read Caves Quarterly

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Cave & Sons is now MHA Caves Wealth!

With 115 years of history behind us, we are now pleased to unveil the next phase of our growth. The Financial Conduct Authority (FCA) have recently approved our partnership with MHA MacIntyre Hudson, one of the largest firms of accountants, tax and business advisers in the UK. In recognition of this venture we have a…

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The Economic Impact of the Russia-Ukraine War

We are all shocked and saddened by events in Ukraine. Vladimir Putin’s horrific invasion of Ukraine has and will continue to have disastrous consequences for the people of Ukraine, and we at MHA Caves Wealth stand in solidarity with all those affected. Although we are talking here about the impact on markets, we acknowledge first…

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I’ve funded my pension and ISA, what next?

With the end of the tax year fast approaching, many individuals will have been considering further funding their pensions and ISAs, looking to utilise the allowances available to them by taking advantage of the tax relief on pension contributions and the protection from taxation on profits and income within an ISA. In addition to these,…

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Divorce and Pensions – What you need to know

If you are facing the end of your marriage or civil partnership, it is important not to overlook pension savings. Pensions are often one of the most valuable assets in a divorce, second only to the family home, therefore, any existing pensions should be considered in any financial settlement. Divorce is one of the most…

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Cave’s Quarterly – Q4 2021 Round-Up

Click the link below to read the latest edition of Cave’s Quarterly, where, as you may expect, we discuss the impact of Omicron on the global markets, and look ahead to 2022. Read Cave’s Quarterly Here

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Why Is Protecting Your Income So Important?

Income protection is a valuable insurance that is often overlooked or dismissed by clients. This insurance pays out a monthly benefit based on your earnings (typically up to 60% of your gross income) if you are unable to work through illness or injury for a prolonged period of time. This type of cover is different…

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Investing – Property Vs Stock Markets

When choosing to deploy a large sum of money, it is only right to question where is best to invest it. This year, there seems to be a never-ending list of financial ‘opportunities’, from ‘hot stocks’ to cryptocurrencies, gold to oil, and property to bonds. As the title suggests, this article focuses on two of…

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